Bankruptcy - Southern District: Client is a resident of Montgomery County, and she would like to file for Ch. 7 bankruptcy in the Southern District of Texas. Client has approximately $41,000 unsecured credit card debt and $56,458 student loan debt. Client's car was repossessed in February 2025. She still owed $6,591 at the time it was repossessed. The client also has $5,340 medical debt and anticipates more incoming medical bills. Client states that when she lost her job, she withdrew money from her Roth IRA, in order to pay rent and debts. She withdrew $10,000 in May 2024 and $17,000 in August 2024. She has no money left from that retirement account.